This option addresses some of the other shortcomings of traditional loans, and because it is from Microsoft who appreciate the need for IT investment, it is a good option. This new financing program will finance technology purchases that can start as little as £1,500 and offers fixed payments for the loan term. Your business is still taking out a loan, so some of the disadvantages of a traditional loan still apply. Check with your accountant to find out if this option makes sense for your company.